3 Things You Should Know About ALE Coverage With Home Insurance

ALE stands for additional living expense, and it is a type of coverage you can add to your homeowner's insurance policy. This form of coverage is vital if you ever experience a situation with your home that forces you to move out of it for a while. If you have never heard of this, here are three things you should know. It covers the costs of moving somewhere else The entire purpose of ALE coverage is to provide you with compensation for the extra costs you will incur if you are forced to vacate your home and live somewhere else for a period of time. Read More 

3 Reasons You Should Consider A Home Warranty

You have probably heard of home warranty insurance, but you may not have given it much thought since you already have homeowners' insurance. Unlike homeowners' insurance, a home warranty is 100 percent optional. However, if you are looking for ways to save money this year, you may want to consider investing in a home warranty. While it is true that you will be paying out of your pocket for the warranty, it can help you save money in certain situations. Read More 

Tips for Buying Insurance for Your Food-Services Business

If you run a food-services business, you likely know that you need to get insurance coverage. This is important because you invest a ton of money in the equipment that you need to prepare the food and package it safely. If this machinery were to stop functioning, you would lose a ton of money because you would not be able to produce the product that you need to sell. In many cases with food services, you can't even prepare food ahead of time to build a buffer in case the machinery does break down because the food would spoil if you did. Read More 

3 Things To Consider When Getting Homeowners Insurance

Anyone who owns a home should understand the importance of having homeowners' insurance. The last thing you want is to forgo having insurance on your home. It could end up costing you far more in the long run than what it would cost to pay the premium every month. However, there are things you need to know when choosing a homeowners' insurance policy. You don't want to end up choosing the first policy you come across. Read More